PAYMENTS & ACCOUNTS DIVISION
CARPAY INC · SANTA MONICA, CA
PRESORTED
FIRST-CLASS MAIL
PAST-DUE NOTICE
RE: OUTSTANDING RECEIVABLES — YOUR LOAN PORTFOLIO
Statement of Estimated Loss
$72,880
TOTAL PAST DUE*  ·  per year, per 100 active loans
*Based on typical BHPH delinquency. Your results may vary.
This is a marketing solicitation — not a bill. You owe Carpay $0.00.  We just thought the number would get your attention.

The money isn't gone. It's just late — and Carpay gets it in.

Every missed and late payment quietly bleeds your portfolio. Carpay turns chasing into automatic — text-to-pay, auto-reminders, and auto-sync to your DMS — so more of your buyers pay on time, through a channel they'll actually use.

20%
Delinquency reduction
4.8
App Store rating
+5,000
Reviews & counting
30-minute demo

See your own numbers

Pick a time below — instant confirmation.
Lunch's on us — up to $75 on UberEats.
Month-to-month · no commitment
Your portfolio

Run your own numbers

Slide to your active loan count. Here's what delinquency quietly costs you each year — and what a 20% reduction puts back on your lot.

Active loans250
01,500
Est. annual loss
to late & missed payments
$182,200
Back in your pocket
with a 20% reduction
$36,440
How Carpay works

Collecting, on autopilot

Your buyer gets a text, taps it, and pays in seconds — no portal, no re-entering bank info, no call from you. Follow-up happens on its own.

Money in faster

Buyers complete payments in seconds — without a phone call. Get paid faster, chase less.

Follow-up on autopilot

Reminders and retries run themselves until the buyer pays. No sticky notes, no call list.

Time back off the lot

Auto Pay and auto-sync do the collecting for you. Stop chasing, start selling.

Payments through every channel
Mobile AppText “PAY”Online PortalCall / IVR
No manual logging.
Payments auto-sync to your DMS.
4.8
App Store rating
+5,000
Reviews & counting
20%
Delinquency, platform-wide
M2M
Month-to-month, no lock-in
Book your demo

30 minutes. Your numbers. Lunch is on us.

See exactly how Carpay would work on your lot — with your loan count and your DMS. Month-to-month, no long-term commitment.

Lunch's on us.
$25 per attendee, up to $75 total — on UberEats. Just show up for the demo.
30-minute walkthrough, built around your lot
See your own delinquency numbers — no guessing
Plugs into your DMS · setup within a week
Ready when you are
Grab your 30 minutes

The demo request form's up top — takes about a minute, and we'll bring your numbers.

Book my demo ↑
No commitment · month-to-month